/* Shared look for the free tool pages (timeline, budget pace, regional center finder, glossary).
   Same palette and type as rate-099.html, which kept its own inline copy. */
:root{
  --ink:#16211C; --body:#3B4A44; --muted:#5E7068; --faint:#8A9B93;
  --ground:#F4F2EC; --panel:#FFFFFF; --sunk:#EDEAE2;
  --rule:#D9D5CA; --hair:#E8E4DA;
  --accent:#1B5B45; --accent-soft:#E2EEE8; --accent-ink:#0F3A2B;
  --warn:#8A5A12; --warn-soft:#FAF1DE; --warn-rule:#E3CE9E;
  --bad:#9B2C2C; --bad-soft:#FBE9E7;
}
@media (prefers-color-scheme:dark){
  :root:not([data-theme="light"]){
    --ink:#EDF1EE; --body:#BDCBC4; --muted:#8FA198; --faint:#6B7D75;
    --ground:#0E1614; --panel:#18231F; --sunk:#121C19;
    --rule:#2A3833; --hair:#22302B;
    --accent:#6FC5A4; --accent-soft:#132A22; --accent-ink:#9EDCC2;
    --warn:#D6AC63; --warn-soft:#2A2213; --warn-rule:#4A3D20;
    --bad:#F0A39A; --bad-soft:#2E1715;
  }
}
:root[data-theme="dark"]{
  --ink:#EDF1EE; --body:#BDCBC4; --muted:#8FA198; --faint:#6B7D75;
  --ground:#0E1614; --panel:#18231F; --sunk:#121C19;
  --rule:#2A3833; --hair:#22302B;
  --accent:#6FC5A4; --accent-soft:#132A22; --accent-ink:#9EDCC2;
  --warn:#D6AC63; --warn-soft:#2A2213; --warn-rule:#4A3D20;
  --bad:#F0A39A; --bad-soft:#2E1715;
}
*{box-sizing:border-box}
body{margin:0;background:var(--ground);color:var(--body);
  font:400 16px/1.55 "Public Sans",system-ui,sans-serif;-webkit-font-smoothing:antialiased}
.wrap{max-width:880px;margin:0 auto;padding:28px 22px 80px}
h1,h2,h3{font-family:Fraunces,Georgia,serif;color:var(--ink);margin:0;font-weight:600;
  letter-spacing:-.015em;text-wrap:balance}
p{margin:0 0 12px;max-width:66ch}
.num{font-family:"IBM Plex Mono",monospace;font-variant-numeric:tabular-nums}
.eyebrow{font-size:11px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;
  color:var(--accent);margin:0 0 10px}
.home{display:inline-flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);
  font:600 14px/1.2 "Public Sans",sans-serif;margin-bottom:22px}
.home img{width:46px;height:auto}
.home span{display:block;font-weight:400;font-size:12.5px;color:var(--muted)}
header.top{border-bottom:1px solid var(--rule);padding-bottom:22px;margin-bottom:26px}
h1{font-size:clamp(30px,5.4vw,42px);line-height:1.05;margin-bottom:12px}
.sub{font-size:17px;color:var(--body);max-width:60ch}

.picker{background:var(--panel);border:1px solid var(--rule);border-radius:10px;
  padding:20px;margin-bottom:14px}
label.fl{display:block;font-size:11px;font-weight:700;letter-spacing:.13em;
  text-transform:uppercase;color:var(--muted);margin-bottom:7px}
select,input[type=number],input[type=date],input[type=text],input[type=search]{width:100%;
  font:500 17px/1.3 "Public Sans",sans-serif;color:var(--ink);background:var(--sunk);
  border:1px solid var(--rule);border-radius:7px;padding:12px 13px;min-height:48px}
select{appearance:none;background-image:linear-gradient(45deg,transparent 50%,var(--muted) 50%),
  linear-gradient(135deg,var(--muted) 50%,transparent 50%);background-position:calc(100% - 18px) 21px,
  calc(100% - 13px) 21px;background-size:5px 5px;background-repeat:no-repeat;padding-right:34px}
input[type=number]{font-family:"IBM Plex Mono",monospace;font-variant-numeric:tabular-nums}
select:focus-visible,input:focus-visible,button:focus-visible{outline:2px solid var(--accent);outline-offset:1px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.row3{display:grid;grid-template-columns:1fr 1fr 1fr;gap:14px}
.hint{font-size:13.5px;color:var(--muted);margin:6px 0 0}

h2{font-size:21px;margin:36px 0 8px}
.lede{font-size:15px;color:var(--muted);margin-bottom:14px}
.warn{border:1px solid var(--warn-rule);background:var(--warn-soft);border-radius:9px;
  padding:16px 20px;margin:26px 0 0;font-size:14.5px;line-height:1.55;color:var(--body)}
.warn b{color:var(--ink)}
a{color:var(--accent-ink);text-decoration:underline;text-underline-offset:2px;
  text-decoration-color:var(--rule)}
a:hover{text-decoration-color:var(--accent)}
a:focus-visible{outline:2px solid var(--accent);outline-offset:2px;border-radius:2px}
.nav{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:22px}
.nav a{font:600 13px/1 "Public Sans",sans-serif;color:var(--muted);background:var(--panel);
  border:1px solid var(--rule);border-radius:20px;padding:9px 14px;text-decoration:none}
.nav a:hover{border-color:var(--accent);color:var(--accent-ink)}
.nav a[aria-current]{background:var(--accent);border-color:var(--accent);color:#fff}
.bkbtn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:11px 17px;
  border-radius:9px;font:600 14.5px/1 "Public Sans",sans-serif;text-decoration:none;cursor:pointer;
  border:1px solid var(--rule);background:var(--panel);color:var(--ink)}
.bkbtn:hover{border-color:var(--accent);color:var(--accent-ink)}
.bkbtn.pri{background:var(--accent);border-color:var(--accent);color:#fff}
.bkbtn.pri:hover{color:#fff;filter:brightness(1.08)}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]) .bkbtn.pri{color:#0E1614}}
footer.src{margin-top:34px;padding-top:16px;border-top:1px solid var(--rule);
  font-size:12.5px;color:var(--faint);line-height:1.6}

/* contact block, same as every other tool page */
.reach{margin:34px 0 10px;padding:26px 28px;border-radius:16px;background:#0F3A2B;color:#EAF6F1;
  display:flex;flex-wrap:wrap;gap:22px 32px;align-items:center;justify-content:space-between}
.reach h2{margin:0 0 6px;font-size:clamp(21px,2.6vw,25px);color:#fff;line-height:1.2}
.reach p{margin:0;color:#C6E3D8;font-size:15.5px;line-height:1.55;max-width:52ch}
.reach .reach-eye{font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;
  color:#9FCCBC;margin:0 0 8px}
.reach-btns{display:flex;flex-wrap:wrap;gap:10px}
.rb{display:inline-flex;align-items:center;padding:12px 20px;border-radius:999px;font-weight:600;
  font-size:15.5px;text-decoration:none;border:1px solid rgba(255,255,255,.28);color:#fff;white-space:nowrap}
.rb.pri{background:#fff;color:#0F3A2B;border-color:#fff}
.rb.pri:hover{background:#EAF6F1}
.rb.sec:hover{background:rgba(255,255,255,.12)}

@media (max-width:560px){
  .wrap{padding:22px 16px 90px}
  .row2,.row3{grid-template-columns:1fr}
  .reach{padding:22px 20px}
}
@media print{
  body{background:#fff;color:#000}
  .nav,.reach,.noprint,.a11y-btn,.a11y-pan,.efc-btn,.efc-panel{display:none!important}
}

[hidden]{display:none!important}